Do you remember…

the first allowance your parents gave you? What did you do with it? Were you tempted to make that big-ticket purchase right away? I know I was. I spent all my accumulated allowance in my first two years in Secondary school on a ticket to see Twice, my favorite K-pop group. That CAT2 ticket? Way beyond my budget! Luckily, I had some savings stashed away from years of Chinese New Year money that came to the rescue.

Without that little savings foundation, I would have missed such a memorable experience. At first, I presumed I was smart enough to put those funds into a “high-interest” savings account, which helped grow my capital a little. But after that once-in-a-lifetime experience, I felt like my wallet had taken a serious hit. It got me thinking—was it worth it? How could I make sure I could afford more of these moments without burning much of my savings?

Inspiration?

It was then that I realized something important: I wasn’t ambitious enough with my financial goals. Sure, I had savings, but I lacked the financial knowledge to grow them properly. So, like many others, I turned to the internet. I devoured resources like MoneySense, CPF, and Woke Salaryman. But soon, I found myself overloaded with information and with nowhere to apply it. Plus, it dawned on me that there was a noticeable gap in the education system when it came to teaching financial literacy to young people. Fortunately, with my supportive parents and consulting professionals, I understood financial literacy to a much higher standard. If I’d known what I know now, I could’ve afforded a VIP ticket instead of settling for CAT2.

What is ProsperAll?

That’s when the idea for ProsperAll was born. Together with a group of driven youths, we created a financial literacy initiative through Youth Action Challenge Season 5. Our mission is to make financial education accessible, engaging, and—most importantly—relevant for young people today.

Where is ProsperAll?

Through social media platforms like Telegram, LinkedIn, and Instagram, as well as our interactive gameshows and gamified workshops, we aim to bring financial literacy to life. Our blogs will come in 5 big topics debate, investment journey, myth-busting, parenting tips on educating about financial literacy and personal experiences. The blogs will summarize key lessons, allowing you to absorb them quickly and apply them to your life, just like I did.

So, let’s prosper together! Whether you're aiming for concert tickets, travel, or financial independence, ProsperAll is here to help you build that foundation and achieve your goals—whatever they may be.